Terms & Conditions

User Eligibility

By using our Website, you represent and warrant that:

• You are at least 16 years of age
• You have the legal capacity to enter into these Terms
• You are not prohibited from using the Website under the laws of your jurisdiction
• You will use the Website in compliance with these Terms and all applicable laws and regulations

If you are using the Website on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms, and you agree to be bound by these Terms on behalf of such entity.

Website Use and Account Creation

General Use

You may use our Website for lawful purposes only and in accordance with these Terms. You agree not to use our Website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail," "chain letter," "spam," or any other similar solicitation
• To impersonate or attempt to impersonate EconoInsight, an EconoInsight employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which may harm EconoInsight or users of the Website

Account Creation and Security

Some features of our Website may require you to register for an account. When you create an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your account credentials confidential and not share them with any third party
• Notify us immediately of any unauthorized access to or use of your account
• Be responsible for all activities that occur under your account

We reserve the right to disable any user account at any time if, in our opinion, you have violated any provision of these Terms.

Subscriptions and Payments

Certain content or services on our Website may require a paid subscription. By subscribing to our premium services, you agree to:

• Pay all fees associated with your subscription in accordance with the billing terms
• Provide accurate and complete billing information
• Accept responsibility for all charges incurred under your account
• Notify us promptly of any changes to your billing information

Subscription fees are non-refundable except as specifically provided in our Refund Policy or as required by applicable law. We reserve the right to change our subscription fees upon reasonable notice.

Intellectual Property Rights

Ownership

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by EconoInsight, its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial use, subject to these Terms. This license does not include:

• Any resale or commercial use of the Website or its contents
• Any collection and use of any product listings, descriptions, or prices
• Any derivative use of the Website or its contents
• Any downloading or copying of account information for the benefit of another merchant
• Any use of data mining, robots, or similar data gathering and extraction tools

No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by EconoInsight.

Trademarks

The EconoInsight name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of EconoInsight or its affiliates or licensors. You must not use such marks without the prior written permission of EconoInsight. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

User Contributions

If you post, submit, or share content on our Website (including comments, feedback, or suggestions), you grant EconoInsight a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, publish, translate, distribute, and display such content in any media formats and through any media channels. You represent and warrant that:

• You own or control all rights to the content you post
• The content is accurate and not misleading
• The content does not violate these Terms, the law, or anyone's rights

Prohibited Activities

In addition to the restrictions outlined elsewhere in these Terms, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party's use of the Website
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website
• Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose
• Use any device, software, or routine that interferes with the proper working of the Website
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack
• Otherwise attempt to interfere with the proper working of the Website

User-Generated Content and Conduct

Content Standards

If our Website allows users to post content, comments, or participate in forums, you must comply with the following standards. User-generated content must not:

• Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable
• Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age
• Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person
• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability
• Be likely to deceive any person or promote any illegal activity
• Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter, or advertising
• Impersonate any person, or misrepresent your identity or affiliation with any person or organization
• Give the impression that they emanate from or are endorsed by EconoInsight or any other person or entity, if this is not the case

Monitoring and Enforcement

We have the right to:

• Remove or refuse to post any user-generated content for any or no reason
• Take any action with respect to any user-generated content that we deem necessary or appropriate
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights
• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website
• Terminate or suspend your access to all or part of the Website for any violation of these Terms

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website.

Links to Third-Party Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by EconoInsight. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that EconoInsight shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Disclaimer of Warranties

Your use of the Website, its content, and any services or items obtained through the Website is at your own risk. The Website, its content, and any services or items obtained through the Website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

Neither EconoInsight nor any person associated with EconoInsight makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Website. Without limiting the foregoing, neither EconoInsight nor anyone associated with EconoInsight represents or warrants that the Website, its content, or any services or items obtained through the Website will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our Website or the server that makes it available are free of viruses or other harmful components, or that the Website or any services or items obtained through the Website will otherwise meet your needs or expectations.

To the fullest extent permitted by applicable law, EconoInsight hereby disclaims all warranties of any kind, whether express or implied, statutory, or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose.

The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event will EconoInsight, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website, any websites linked to it, any content on the Website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

The foregoing does not affect any liability that cannot be excluded or limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless EconoInsight, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your user-generated content, any use of the Website's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website.

Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the United Kingdom without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the courts of the United Kingdom, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Changes to the Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

You are expected to check this page frequently so you are aware of any changes, as they are binding on you. We will make reasonable efforts to notify users of significant changes to these Terms through a notice on our Website or by email if you have an account with us.

Entire Agreement

These Terms, our Privacy Policy, and any other terms and policies referenced herein constitute the sole and entire agreement between you and EconoInsight regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Contact Us

If you have any questions about these Terms, please contact us at: